Legal Services Program

The legal services program is offered through a leading provider of state-of-the-art legal benefit programs who is constantly expanding its panel of independent professional law firms to provide you and your family with the most convenient service possible.

How to Obtain Services
Visit our website at http://www.preferredlegalinfo.com/ or call the toll free number listed on your membership card and give the customer satisfaction specialist your group and membership numbers. Upon verification, you will receive access to the legal network, which will provide the name and telephone number of the applicable local law firm(s).

Eligibility
Eligible members and their eligible dependents are able to participate in this plan. An eligible dependent is related to the member in one of the following ways:

1. Spouse: The legal husband or wife of an eligible member.
2. Unmarried children under the age of 19 who are:

• Children of the member by birth, legal adoption or legal guardianship, while they are residing in the member’s household, and are chiefly dependent on the subscriber for support.
• Children of the spouse of the member while they are residing in the member’s household, and are chiefly dependent on the member for support.
• Children who do not reside with the member but are the member’s legal responsibility (e.g.,children of divorced parents, children confined to training institutions, children in school).
• Unmarried children if they are disabled prior to the age of 19 by a medically determined physical or mental condition which prevents the child from engaging in substantial gainful activity and which can be expected to be of long, continued, indefinite education or result in death, provided that each child who has reached the end of the month in which he/she attained 19 years of age must legally reside in the household of and be dependent on the member.

Schedule of Services
This legal benefit program provides its members with the following services:

1. You and your dependents are entitled to one free in-office consultation per subject with a panel law firm on an unlimited number of separate matters per year.
2. You will also receive a twenty-five percent (25%) preferred rate reduction from the law firm’s normal hourly fee. This reduced fee may be utilized by yourself and your dependents as often as you need while covered by this plan.
3. This plan may be accessed from anywhere in the United States, 24 hours a day, simply by calling a toll free number.

The following list provides examples of the types of services which qualify for the twenty-five percent (25%) reduced fee:

Exclusions and Limitations
The following services do not qualify for the reduced fee:

1. Court cost, fines and other expenses.
2. Appeals to a court of higher jurisdiction, class actions, interventions or amicus curiae filings.
3. Matters in existence before this program became effective:

• Matters where a judgment has already been entered against a member and satisfaction of judgment is being sought;
• Matters where services are already being provided by another attorney;
• Matters involving the sponsor officers, employees or agents of the program sponsor, or any officers, employees or agents of Consolidated Legal Concepts, Inc.